Details of Lucy's birth are not known.

Lucy married Joseph Harry Whistance in 1917 in Bolton, Lancashire.

She had the following children from her marriage to Joseph Harry Whistance:

- Margaret Whistance	born in 1924 in Bolton, Lancashire.
- Amelia Whistance	born in 1926 in Bolton, Lancashire.
- Elizabeth Whistance	born in 1926 in Bolton, Lancashire.